ABSTRACT
Pension scheme had been undergoing
reform in most transition economies, which is also a key component of the
IMF/world Bank Structural reform programmed for developing economic. There
would be a sudden change in the relation between citizens and those
administering this welfare security system in term of the gains provided and
its financing, due to the change in the structure of the economy in countries
where the state is expected to provide welfare assistance “from cradle to
grave” However, pension scheme in transition economics were used to argument
and all eviate the effect of output loss on certain strata of the population
and the rasied income inequality that pervaded the economies.
In
Nigeria
with much emphasis on the public service of the federation using Z – Score
statistical method. The project review some important provisions of the new
pensions reform acts as well as well as the ICT requirement for the players in
the pension management industry. The research project also review some
important and relevant literatures on the topic. Moreover, in the research
methodology sampling frame was discussed while the sampling techniques were
seriously analysed. The methods of collecting data are (1) Primary source
which include personal interview and
questionnaire method. (2)The secondary method of collecting data are through
textbooks, documentary Journals, newspaper, internet and other relevant
materials.
In view of the above, the descriptive
and statistical methods were used because they are considered most appropriate
for the study.
Based on the conclusion made it is
recommended that Government should as a matter of policy make sure that those
firms to be entrusted with pension fund are competent and have the dexterity to
do the job without fears or favour , and their selection should not be
politicized.
TABLE OF CONTENTS
Page
Title i
Certification iii
Dedication iv
Acknowledgements v
Abstract vii
Table of Contents ix
CHAPTER ONE
1.0 Introduction 1
1.1 Background to
the Study 1
1.2 Statement
of the Problem 2
1.3 Objectives
of the Study 3
1.4 Significance
of the Study 3
1.5 The
Research Questions/Research Hypothesis 4
1.6 Research
Methodology 5
1.7 Scope
and Limitation of the Study 6
1.8 Definition
of Terms 6
1.9 Organization
of the Study 8
End
of Chapter References 10
CHAPTER TWO
2.0
Literature
Review 11
2.1 Research to
Current Literature 11
2.2 Conceptual
Explanation 12
2.3 Pension
Project and their Assumption 13
2.4 Critiques
of the Nigeria’s
New Pension Regime 14
2.5 Objectives
of the New Pension Reform Act 2004 16
2.6 Exemption
from the New Pension Scheme 16
2.7 National
Pension Commission (PENCOM) 19
2.8 How
Pension Funds are to be Invested 23
2,9 Challenges
of the New Pension Scheme 24
2.10 Conclusion
25
End of Chapter References 26
CHAPTER THREE
3.0 Research
Methodology 27
3.1 Research
Focus 27
3.2 Research
Instruments 27
3.3 Restatement
of Research Questions/Hypotheses 28
3.4
Description
of the Population and
Sample of the Study 29
3.5 Sources
of Data Collection 30
3.6 Method
of Data Analysis and Description of Tools of
Analysis 30
3.7 Hypothesis
Testing 32
End of Chapter References 35
CHAPTER FOUR
4.0
Data Analysis, Interpretation and
Discussion of Analysis 35
4.1 Interpretation
of Items 35
4.2
Presentation
Data 36
4.3 Analysis
of Tables 39
4.4 Test
of Hypotheses 47
4.5 Discussion
of Result 54
End of Chapter References 56
CHAPTER FIVE
5.0 Summary, Conclusion, Recommendations
and Suggestion for Further Studies 57
5.1 Summary
of the Findings 57
5.2 Conclusion
60
5.3 Recommendations
61
5.4 Suggestion
for Further Studies 63
End
of Chapter References 64
Bibliography 65
Appendix 67
CHAPTER
ONE
1.0 INTRODUCTION
Around
the world, pension system occupied a strategic place. The idea of pension
itself as been with man since the time of creation. As the society keep on
changing , the scope ,form and content of pension itself was changing like
every part of human endeavours Nigeria
is not an exception when it come to the changing in the treFOR COMPLETE PROJECT CALL
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