AN ASSESSMENT OF THE HEALTH INSURANCE SCHEME IN NIGERIAN (THE CASE STUDY OF FEDERAL CIVIL SERVANTS IN ONDO STATE)
The research study an assessment of the National Health Insurance Scheme (NHIS) in Nigeria; a case study of Federal Civil Servant in Ondo State. With the following objective, To investigate the history and evolution of National Health07064961036 FOR COMPLETE PROJECT TOPIC
Insurance Scheme (NHIS) in Nigeria
To find out the commencement of the National Health Insurance Scheme (NHIS) in Ondo State, Nigeria.
The research work also go a long way showing the historical background of National Health Insurance Scheme (NHIS) in Nigeria.
The study will also enable the citizens of Nigeria to know the types of National Health Insurance Scheme (NHIS) in Nigeria.
The research work will also serve as a reference point and guild line for future researchers, federal workers and the general public.
The study will update the existing body of knowledge on National Health Insurance Scheme (NHIS) in Nigeria.
Both primary and secondary sources of data collection were employed in this study. Furthermore, a self –designed questionnaire was adopted to obtain information for this study. The questionnaire was designed in two (2) section; A and B section A deals with the socio – economic characteristics of respondents while section B deals with the objectives of the study.
TABLE OF CONTENTS
Table of Contents
1.1 Background of the Study
1.2 Statement of the Problem
1.3 Objectives of the Study
1.4 Justification of the Study
1.5 Scope and Limitation of the Study
1.6 Organisation of the Study
2.1 Literature Review
2.1.1 History/Evolution of National Health Insurance
2.1.2 Objectives of National Health Insurance Scheme (NHIS)
2.1.3 Types of National Health Insurance Scheme (NHIS)
2.1.4 Implementation of National Health Insurance
2.1.5 Operations of National Health Insurance Scheme (NHIS)
2.1.6 Achievement of the National Health Insurance
2.1.7 Challenges of National Health Insurance Scheme (NHIS)
2.2 Theoretical Framework
CHAPTER THREE: RESEARCH METHODOLOGY
3.2 Research Design
3.3 Study Population
3.4 Sampling Technique/Sample Size
3.5 Method of Data Collection /Research Instrument
3.6 Administration of the Instrument
3.7 Method of Data Analysis
CHAPTER FOUR: DATA PRESENTATION AND INTERPRETATION
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS
1.1 BACKGROUND OF THE STUDY
In 1990, total health spending from less than $ 10 per capital in several African and Asian Countries to more than $ 2,700 per capital in the U.S.A. (World Health Organization, 2009). As a result of this, the ability of government especially in the ‘developing nations, to implement their health policies, strategies programmes and projects has been greatly affected. This chronic under –funding of the health sector makes it increasingly difficulty for their public sector to provide health services for its populace in most part of the developing nations. The achievement of the Millennium Development Goals (MDGS) is also becoming bleak due to inadequate funding (Adesina, 2007).
In Nigeria, the health government is faced with various challenges – a stagnant mono – cultural economy that depends on crude oil as single export commodity, a rapid population growth, political instability and high rate of unemployment (Adesina, 2007). Hence, the government cannot afford to commit enough money to the health sector which is now faced with the consequence of under – funding decreased efficiency, decreased quality/quantity of service, diminished confidence in public sector health facilities and poor maintenance of equipment. An alternative source of health financing is thus inevitable if our vital health indices in Nigeria will not continue to deteriorate, hence the evolution of the National Health Insurance Scheme in Nigeria. Health Insurance according to Durodola (2010) is a means of spreading the risks of incurring health care cost over a group of individuals and households.
Health care cost are often unaffordable to individuals if they have to pay the full cost of treatment as it occurs Health Insurance is the pooling of resources by groups of individuals to take care of such