AN EVALUATION OF CREDIT MANAGEMENT IN NIGERIAN COMMERCIAL BANKS - UNIPROJECTS

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AN EVALUATION OF CREDIT MANAGEMENT IN NIGERIAN COMMERCIAL BANKS



AN EVALUATION OF CREDIT MANAGEMENT IN NIGERIAN COMMERCIAL BANKS


                                                            ABSTRACT

            This study was based on credit management in Nigerian commercial banks. It evaluates the efficiency with which Nigerian commercial banks practices the management of the loans and advances extended to customers.
            The study identified the various problems being faced by banks in the management of credits. It also identified the various problems faced by banks when granting credits to their customers such as the diversion of the fund into uses that conflict with the goals and objective of lending of the bank.
            During the review of literature, the study dwells in deathly on credit risk, ways of mitigating credit risk, warning signs of credit risk etc. The chapter also covered other aspect of credit management.
            The study also incorporates data analysis through the use of data gathered from the questionnaire. Based on the data analyzed and from the findings summarized from the analysis, a sense of recommendation was given in the study.

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